About Alec Butler:

Alec Butler specializes in working with first-time home buyer programs, Construction loans and Renovation loans. Servicing mainly central Massachusetts, Alec is also licensed to help people with mortgages in New Hampshire, Connecticut, Maine, and Rhode Island. Alec works hard to help ensure your confidence as you proceed with your mortgaging process. Our motto is “We’ll Guide You Home” and we take that to heart!

Can a mortgage be easy?

My team and I are eager to help you start your home loan process and look forward to making this journey an easy one for you. For a successful and smooth first-time home-buying experience, I recommend getting pre-approved even before starting your home search. That way you will be informed and prepared for what a realistic payment will look like.

What kinds of mortgages are available?

For first-time home buyers, it is common to choose a no down payment and low down payment mortgage loan, and I will help you weigh your options when deciding which mortgage loan to choose. Programs like the Fannie Mae conventional 3% down payment mortgage, FHA 3.5% down payment mortgage, VA mortgage 0% down payment option for military and USDA-RD 0% down payment for buying a house in an approved rural neighborhood are often good choices.

If you’re thinking about building a home, I have access to great residential construction mortgage solutions to improve the experience for both the home owner and the builder. One Time Close, Construction to Permanent financing, industry leading disbursement procedures – give me a call. I’d love to discuss your options.

If you’re thinking of doing renovations instead of new construction, I also have access to great renovation mortgage programs. Renovation financing solutions include FHA 203K loans, Fannie Mae Homestyle and Mass Housing Renovation loans. Working with a loan officer who understands these mortgage loan products and the renovation mortgage process is a must.

“How can I get pre-approved for a mortgage?”

You can give me a call or click on the Apply Online button above to get started. If you’re using a computer, you’ll be able to go into my online application. If you’re on a mobile device, you’ll be routed to the app store, where you can download my RMS Ready mobile app and fill in everything at your comfort. In my RMS Ready app you’ll also find mortgage calculators, helpful educational articles about mortgages and everything you’ll need to be informed throughout the mortgage process. Once you’ve completed the application, you’ll be able to log in again from both your computer and your mobile device to stay up-to-date.